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SBA 504 Loans

Need an SBA 504 Loan? We can help...

An SBA 504 Loan is a great tool for a business to use when considering purchasing, building or renovating owner-occupied commercial real estate. The SBA 504 Loan is a real estate only loan and can not be used for business-only transactions. With loan limits ranging from $500K to $12 Million, many small business commercial real estate transactions will fall into this range and 1st Commercial Lending can help structure the best financing to meet your needs.

An SBA 504 Loan can be used for the following:

    building acquisition building construction
    vacant land acquisition major renovation projects
    purchase capital equipment include closing costs


    In order for your business to meet the eligibility requirements for the SBA 504 Loan, it must be for-profit and located in the United States with a net worth less than $15 Million and/or net income after taxes of less than $5 Million. Whether you are using the funds for acquisition or construction, you must occupy or plan to occupy 51% of the real estate as SBA 504 Loans are not for investment properties

    SBA 504 Loan Program Highlights

    90% Loan-to-cost financing

    below market long term fixed rates

    25-year amortization's

    no balloons, loan calls or covenants

    close quickly - 45 t0 60 days

    all sba 504 loans are assumable

    no banking relationship required


    1st Commercial Lending's SBA 504 Loan solutions offers owner-occupied commercial property owners multiple options and financing structures to meet their needs. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

    Get started and complete our Commercial Loan Quick App Here and one of our experienced commercial loan advisors will contact you within 24 hours.

    SBA 504 Loan Experts are available to help... Call Us: (800) 341-6199

    1CL Advantages


      48 Hour Loan Proposals
      Common Sense Underwriting
      Streamlined Closing Process
      No Up-Front or APP Fees Ever!

    Recent Transactions

    Aug

    18

    2015

    Jul

    14

    2015

    Jun

    29

    2015

    Feb

    17

    2015


    Recent Testimonial

    In our many years in the Property Management and Real Estate business, we have encountered good and bad Loan Agents, but never one so truthful, prompt and competent as you. Everything was upfront, no hidden fees, or broken promises

    Thanks again for the good job!

    Zully W. Giunta - Tany Co, LLC