Commercial Hard Money Loans | Bridge Financing

1st Commercial Lending provides commercial hard money loans and bridge financing solutions for all commercial property types located in Florida. Whether you need to refinance an existing commercial property or you need purchase money - we can structure the best hard money loan to meet your specific financial needs..

Program Highlights

interest rates starting at 8%

LOW minimum credit scores (with acceptable explanation)

loan amounts from $1mm to $15 million

foreign national ok

Non-stabalized properties OK

Foreclosure & REO Purchase ok

BK Restructure or Note Purchase OK

Property Types Considered:

    OFfice building nnn credit tenant
    retail strip-center Self-storage building
    mixed-use building warehouse / light industrial
    office condo medical office building



    Use of Proceeds

    Commerical Real estate - purchase, refinance rate/term or cash out of commercial real estate.

    Standard Loan Structure

    Terms - 1, 3 & 5-Years
    Amortization's - Interest Only
    Loan-To-Value - 65% - 70% LTV Max
    DSCR Requirements - Flexible
    Recourse - Personal Guarantee Req'd (non-recourse availale case-by-case)


    1st Commerical Lendings's financing solutions offers commercial property ownsers and investors the full scope of financing to meet their individual needs. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

    Get started and complete our Commercial Loan Quick App Here and one of our experienced commercial loan advisors will contact you within 24 hours.

    Commerical Financing & Loan Experts are available, Call Us: (800) 341-6199


    1CL Advantages

      48 Hour Loan Proposals
      Common Sense Underwriting
      Streamlined Closing Process
      No Up-Front or APP Fees Ever!

    Recent Transactions













    Recent Testimonial

    1st Commercial Lending really came through for us when my sisters and I wanted to open our small business a few years ago. In a time when banking is so volatile, it was nice to know that someone was on our side to work with us in achieving a small business loan. Mike made the grueling process much simpler and fought for us and our goal.

    The people at 1st Commercial are not afraid to roll up their sleeves and work hard to help you get the loan that you need."

    Hilary Ross, "Barrel O Monkeys" Kids Gym - Delray Beach, FL