- Business Loans
- For Professionals
- For Special-Use
- Why 1CL?
**SBA Offering 3 Months Of No Payments AND No Guarantee Fees**Learn More
Altough SBA Loans are considered the "gold standard" in business financing, not all borrowers can qualify for the various SBA Loan Program options. Sometimes, funds are needed more quickly and timing can be an issue. SBA loans can typically take 30 - 45 days to process, underwrite and close, while non-SBA Bank Term Loans can close in 5 - 7 days.
Bank Term Loans are typically re-paid in a shorter timeline that the typical 10-year terms on SBA Business Loan programs. If you are not quite ready for an SBA Loan or need the funds quickly, a Bank Term Loan may be the best options for you!
*Interest rate depends on loan term and the applicant's credit and financial profile.
At 1st Commercial Lending, we pride ourselves on guiding each client through the often challenging and confusing process of Business Financing. Our Business Loan Advisors have over 35 years of combined lending experience and will work with you to evaluate the financial feasibility of the opportunity you are considering.
“1st Commercial Lending helped me in finding the best terms that I was able to get from any lender, and then saw the process through all the way to closing the deal, capably answering all of my questions and concerns along the way.
Of all of the lenders that I came across in this search, I found David to be the most knowledgeable and resourceful; he had thorough knowledge of his industry.
If you have a need for financing the purchase of an agency I would highly recommend that you put 1st Commercial Lending on the "short list" of lenders that you need to give strong consideration to working with.”