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SBA 7a Loans

Need an SBA 7a Loan? We can help...

An SBA 7a Loan is a great tool for a business to use when considering purchasing, building or renovating owner-occupied commercial real estate. The SBA 7a Loan can also be used for non-real estate business only transactions, such as start-up, acquisition or expansion. With loan limits ranging from $350K to $5 Million, many small business loan requests will fall into this range and 1st Commercial Lending is here to help.

An SBA 7a Loan can be used for the following:

    Purchase, Remodel or Expand your Business
    Refinance or Consolidate Business Debt
    Purchase or Refinance Equipment Debt
    Construct, Expand or Improve Commercial Real Estate
    Purchase or Refinance Commercial Real Estate Debt
    Receive Working Capital for your Business

    In order for your business to meet the eligibility requirements for a SBA 7a Loan, it must be for-profit and located in the United States with a net worth less than $15 Million and/or net income after taxes of less than $5 Million. If you are using the fund for real estate, you must occupy or plan to occupy 51% of the real estate as SBA funds are not for investment properties

    SBA 7a Loan Program Highlights

    640 minimum credit score

    loan amounts from $250k to $5 million

    business must occupy 51% of the property

    interest rates start at prime + 1.50 (currently 4.75%)

    low down payment - up to 100% financing available

    25 year term with real estate / 10 year term business only

    1st Commercial Lending's SBA 7a Loan solutions offers business and owner-occupied commercial property owners multiple options and financing structures to meet their needs. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

    Get started and complete our Commercial Loan Quick App Here and one of our experienced commercial loan advisors will contact you within 24 hours.

    SBA 7a Loan Experts are available to help... Call Us: (800) 341-6199

    1CL Advantages

      48 Hour Loan Proposals
      Common Sense Underwriting
      Streamlined Closing Process
      No Up-Front or APP Fees Ever!

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    Recent Testimonial

    In our many years in the Property Management and Real Estate business, we have encountered good and bad Loan Agents, but never one so truthful, prompt and competent as you. Everything was upfront, no hidden fees, or broken promises

    Thanks again for the good job!

    Zully W. Giunta - Tany Co, LLC