- Business Loans
- For Professionals
- For Special-Use
- Why 1CL?
At 1st Commercial Lending, we specialize in structuring CPA loans and Accounting Practice loans for new and current accounting practitioners. Our CPA and Accountant loan specialists understand the unique financing needs of the accounting professional. Since 2004, we've helped numerous CPA's and Accountants acquire, build, expand and refinance their business and real estate debt. When you are ready, we will work with you to understand your specific financing needs and design a personalized plan to help you meet your goals
1st Commercial Lending's financing solutions offers CPA and Acconting practitioners the full scope of financing to meet their specific needs. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.
|Loan Type||Int. Rate||Term|
|Acquisition / Refi||6.50%*||10-Yr. Fixed Term|
|Real Estate||7.00%*||25-Yr. Fixed Term|
|Working Cap||9.75%*||10-Year Term|
*Int. rates subject to change & geographical restrictions
Acquiring an established CPA / Accounting Practice can be a great opportunity to advance your professional career. Purchasing an existing practice offers the accounting professional an existing staff, location and client base and is considered much less risky than a start-up.
If you are looking to refinance your CPA / Accounting Practice Debt, now is a great time to take advantage of all time low interest rates and reduce your monthly debt payment. The resulting increased cash flow and working capital may be just what your CPA / Accounting business needs to reach the next level of success.
Every successful CPA / Accountant, at some point in time, will have the need to upgrade or expand their business. Maybe you have outgrown your current location or see an opportunity in relocating the business. Or, you may be looking to grow your CPA / Accunting business by purchasing a Book of Business from another professional. A Book Of Business Acquisition is a great way to expand your businesses reach and increase cash flow without increasing any fixed expenses.
Sometimes, a partner buy-out is the most advantageous scenario for the health of your business. Maybe a partner would like to cash-out some equity or the partnership has run it's course. Explore your options with 1st Commercial Lending today.
A great advantages of having a successful CPA / Accounting practice is that you can tap into your built up GOODWILL and purchase commercial real estate to house your business. Why rent, when you can purchase commercial real estate with 100% financing options. 1st Commercial has the knowledge and experience to guide you through the process.
Easy access to working capital can be a crucial component to operating a successful CPA / Accounting business. We have access to both working capital loans and bussiness line of credit programs that can help your business grow when needed. Our finance team has assisted numerous accountants in accessing the cash it needs to keep growing.
1st Commercial's CPA and Accountant Businssess Loan Partners offers each business owner the full scope of lending programs needed to meet their needs through their businesses entire lifecycle.
Get started and complete our Business Loan Request and one of our experienced business loan advisors will be in touch within 24 hours.
Complete our Business Loan Quick App Here and you will be contacted by your expert Loan Advisor to review your request.
Your Loan Advisor will work with you understand your financing goals and if creditworthy, have a loan proposal issued with rate & term options.
Choose which loan options work best for you and move forward to closing! Our entire process can take as little as 30 - 60 days depending on if Real Estate is involved.
“1st Commercial Lending helped me in finding the best terms that I was able to get from any lender, and then saw the process through all the way to closing the deal, capably answering all of my questions and concerns along the way.
Of all of the lenders that I came across in this search, I found David to be the most knowledgeable and resourceful; he had thorough knowledge of his industry.
If you have a need for financing the purchase of an agency I would highly recommend that you put 1st Commercial Lending on the "short list" of lenders that you need to give strong consideration to working with.”
$1.6MM Debt Refi & RE Acquisition
$2.25MM Agency & RE Acquisition
$250K Working Capital Loan