Employee Retention Credit

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  • Get Up To $26K Per Employee
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Employee Retention Credit - Get up to $26K per employee

The Employee Retention Credit (ERC) is a refundable tax credit meant to reward business owners who kept their employees during the COVID-19 pandemic. Many business owners are getting bad advice about how to qualify, which is a shame. The ERC is still the most powerful incentive, but it needs to be documented and calculated in the right way. To make sure you ask the right questions when choosing a provider, it's important to know what people usually get wrong about this credit.

The Employee Retention Credit eligibility was expanded and extended as part of the Consolidated Appropriations (CARES) Act, 2021 to include employers who received loans under the Paycheck Protection Program (PPP), along with those who did not. Now, you may be able to claim an ERC credit.

If your business experienced a decline in total receipts in 2020 and/or 2021, but you retained your employees, you may be able to secure your payroll tax refund today!.

Eligibility Requirement Highlights:

  • Been in business for 2 or more years
  • A minimum of two (2) W-2 employees
  • Business must have been negatively impacted by Government orders in 2020 and 2021
  • Business must have experience a year-over-year revenue decrease during any quarter of 2020 or 2021
  • Qualified as a recovery startup business for the third or fourth quarters of 2021

Employee Retention Credit FAQ's

  • What is the ERC?

    The Employee Retention Credit is a tax credit created by the U.S. government to encourage smaller businesses to retain employees during COVID-19 shutdowns and slowdowns.

  • Why haven't I heard about the ERC before?

    PPP was heavily marketed by the SBA, while ERC is claimed directly through the US Treasury. Along with our bank partners, it’s our mission to educate you and obtain for your business the payroll tax refund that it’s entitled to.

  • How do I know if I qualify?

    The IRS expects 70-80% of SMBs are good candidates for taking the ERC. If your business experienced disruptions to commerce, travel, or group meetings due to a government order, it might qualify! This includes supply chain disruptions, price increases, reduced hours, reduction in goods or services offered, were unable to travel, or attend conventions. Talk to one of our Refund Specialists to find out more.

  • How much can I receive?

    You could receive as much as $26,000 per employee.

  • How long does it take to get my payment?

    Multiple factors can affect the amount of time it takes to start receiving your business's refund and checks are issued for each qualifying quarter. Typically, our clients receive their first check in 4-7 months following the submission of a claim to the IRS, with subsequent checks coming after that.

  • Are there any extra costs when using your services?

    There are no upfront charges or fees to determine your ERC eligibility, and you will never pay out-of-pocket. Once your credit is successfully processed with the IRS, our fee is lower than the competition at 15%. We only get paid if you get paid and there are no other hidden fees or obligations.

  • Can I apply for the ERC myself?

    Yes, you can. However, navigating the nuances of the Employee Retention Credit includes working through more than 170 pages of IRS documentation covering rules, required paperwork, and more. In short, it's pretty complicated! But to make it simple for you we have worked with our partners and ERC tax experts to provide best in class technology and expertise to help you maximize your ERC credit for your business, with the least amount of effort on your part. We believe that we provide more value for our customers than anyone in the market.

  • Do I have to pay this back?

    Unlike PPP, this is not a loan. It's money for your business, and it's up to you how you use it.

Our Streamlined ERC Process is simple

  • 1

    Determine Eligibility

    Complete our Start the process by working with an Expert ERC Advisor to determing your eligibility amount.

  • 2

    Upload Documents

    Your Expert ERC Advisor will work with you to collect and package all of the documents needed to complete the IRS ERC Application and submit once you are ready.

  • 3

    Receive Your Funds

    Typically within 60 to 180 days after submission, you will receive your funds!

What Our Clients Have To Say

  • 1st Commercial Lending helped me in finding the best terms that I was able to get from any lender, and then saw the process through all the way to closing the deal, capably answering all of my questions and concerns along the way.

    Of all of the lenders that I came across in this search, I found David to be the most knowledgeable and resourceful; he had thorough knowledge of his industry.

    If you have a need for financing the purchase of an agency I would highly recommend that you put 1st Commercial Lending on the "short list" of lenders that you need to give strong consideration to working with.

    Ron Tinnerman - Tinnerman Ins. Agency

Recent ERC Refunds

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