- Business Loans
- For Professionals
- For Special-Use
- Why 1CL?
**SBA Offering 3 Months Of No Payments AND No Guarantee Fees**Learn More
The principals at 1st Commercial Lending know business & commercial real estate loans as well as anybody. We have specialized in providing customized financing packages specific to each individual business and commercial loan scenario since 2004 and closed over $150 Million in transactions for over 175 clients and counting.
1st Commercial Lending specializes in Conventional, SBA Loans and Working Capital requests. Our strict focus and knowledge of the commercial & business lending markets allows us to provide the financing you need at "the most aggressive rate & term options in the marketplace!"
1st Commercial offers the full spectrum of business financing options and our Institutional Investors have a nationwide funding capacity. Remember, business lending and financing is what we do. Our proven streamlined lending process has helped numerous business owners take their business to the next level.
No, we are better than a bank. We are a business lending firm that won't push you into a specific loan product. We have partnered with the most aggressive banks and lenders in the country. With 1st Commercial, you are not limited to one option. We have the flexibility to structure the most competitive loan options for each transaction. With our extensive network and competitive environment, you will receive better rates & terms than local bank can provide.
Unlike your local bank, you will not be pigeon holed into one lending program. Our direct industry knowledge results in the most suitable loan for your specific needs. As previously mentioned, we can provide access to Conventional, Bank Term Loans, SBA, Working Capital and Line Of Credit options. It is this flexibility and direct industry knowledge, which give 1st Commercial and it's customers a major advantage over traditional bank financing.
Absolutely Not! Unlike many in our Industry, 1st Commercial never charges up-front or application fees. You have nothing to lose and everything to gain by working with us. You will actually save time & money with our streamlined closing & referral process that allows you to focus on what you do best... run you business. We'll take care of the rest!
1. Complete our Business Loan Quick App on any of our pages and you will be matched with the highest reviewed lender for that type of request
2.Your Loan Representative will work with you understand your financing goals and if creditworty, issue a loan proposal with rate & term options for you to review.
3. Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days
Although no scenario is exactly the same, a typical business loan can easily close in as little 30 days. When real estate is involved in the transaction and an appraisal required, you are typically looking at 45 - 60 days. Working capital, Term Loans and Line Of Credit requests can fund quicker in as little as 5 - 7 days.
No Problem! 1st Commercial Lending has access to programs that require as little as 10% down. Depending on strength of practice and borrower creditworthiness, we can typically provide up to 90% business acquisition financing plus working capital to help with the transition period.
We hear this question often and can assist with both transaction types. An existing business is less risky for the lender as well as the business owner due to the established revenue and client base and built-up goodwill.
Complete our Business Loan Quick App Here and you will be contacted by your expert Loan Advisor to review your request.
Your Loan Advisor will work with you understand your financing goals and if creditworthy, have a loan proposal issued with rate & term options.
Choose which loan options work best for you and move forward to closing! Our entire process can take as little as 30 - 60 days depending on if Real Estate is involved.
“1st Commercial Lending helped me in finding the best terms that I was able to get from any lender, and then saw the process through all the way to closing the deal, capably answering all of my questions and concerns along the way.
Of all of the lenders that I came across in this search, I found David to be the most knowledgeable and resourceful; he had thorough knowledge of his industry.
If you have a need for financing the purchase of an agency I would highly recommend that you put 1st Commercial Lending on the "short list" of lenders that you need to give strong consideration to working with.”