Whether you're buying your first Business or thinking about expanding your current footprint, our Business Loan Advisors can provide the experience and industry knowledge you need. Conventional Business Loan Programs are less costly and time consuming than an SBA 7a Business loan, however much more difficult to qualify for. We ask that you contact us to discuss if your business will qualify for a conventional business loan.

A Conventional Business Loan can be used for the following:

  • Business Acquisitions
  • Business Debt Consolidation
  • Working Capital Needs

In order for your Business to meet the eligibility requirements for a Conventional Business Loan, the business owner must have prime credit, strong liquidity with a personal guarantee. Conventional Business Loans are typically reserved for professionally licensed businesses, such as the Medical & Insurance Agency fields.

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Program Highlights

  • Low Fixed Interest Rates
  • Up To 10-Year Terms
  • No SBA Guarantee Fee
  • Finance Multiple Businesss

Conventional Business Loan Guidelines:

Allowed Use of Proceeds

  • Business Acquisitions.
  • Business Debt Refinance
  • Working Capital Needs


  • Business Acquisition
    • Up To 100% Financing (85% LTC)
    • 7, 10 & 15 Year Terms
    • Intereste Rates from 4.99% - 6.49%
  • Business Debt Refinance
    • Finance Up To 85% Of Last Years Collections
    • 7, 10 & 15 Year Terms
    • Intereste Rates from 4.99% - 6.49%

Loan Proposal Issued In 48 Hours Guaranteed!

At 1st Commercial Lending, we pride ourselves on guiding each client through the often challenging and confusing process of Business Financing. Our Business Loan Advisors have over 35 years of combined lending experience and will work with you to evaluate the financial feasibility of the opportunity you are considering.

To speak with one of our business loan advisors and learn more about the Conventional Business Loan program, call us TOLL FREE at (800) 341-6199 or click here to get started online.

What Our Clients Have To Say

  • 1st Commercial Lending helped me in finding the best terms that I was able to get from any lender, and then saw the process through all the way to closing the deal, capably answering all of my questions and concerns along the way.

    Of all of the lenders that I came across in this search, I found David to be the most knowledgeable and resourceful; he had thorough knowledge of his industry.

    If you have a need for financing the purchase of an agency I would highly recommend that you put 1st Commercial Lending on the "short list" of lenders that you need to give strong consideration to working with.

    Ron Tinnerman - Tinnerman Ins. Agency

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To speak with a Business Loan Advisor Call Us: (833) 201-4039 or